:root {
  --blue: #0B3C8A;
  --red: #C62828;
  --bg: #f6f8fc;
  --card: #ffffff;
  --text: #0f172a;
  --muted: #475569;
  --border: #e2e8f0;
  --shadow: 0 14px 45px rgba(2, 8, 23, 0.08);
}

* { box-sizing: border-box; }
html, body { margin:0; padding:0; font-family: system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif; color: var(--text); background: var(--bg); }
a { color: inherit; }
.container { width:min(1120px, calc(100% - 32px)); margin:0 auto; }

.topbar {
  background: linear-gradient(90deg, var(--blue), #123f92);
  color:#fff;
  font-size: 13px;
}
.topbar .container {
  display:flex; gap:14px; align-items:center; justify-content:space-between;
  padding: 10px 0;
  flex-wrap: wrap;
}
.topbar a { color:#fff; text-decoration:none; font-weight: 700; }

.header {
  position: sticky; top:0; z-index:50;
  background: rgba(246,248,252,0.86);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--border);
}
.header .container {
  display:flex; align-items:center; justify-content:space-between;
  padding: 14px 0;
  gap: 14px;
}

.brand {
  display:flex; align-items:center; gap:10px;
  text-decoration:none;
}
.brand img { width: 44px; height:44px; display:block; }
.brand .name {
  font-weight: 900;
  letter-spacing: -0.2px;
  line-height: 1.1;
  color: var(--blue);
  font-size: 18px;
}
.brand .sub {
  display:block;
  font-weight: 800;
  font-size: 12px;
  letter-spacing: 0.2px;
  color: var(--red);
}

.nav {
  display:flex; gap: 18px; align-items:center;
}
.nav a {
  text-decoration:none;
  font-weight: 800;
  color:#0b1220;
  opacity:0.82;
}
.nav a:hover { opacity:1; text-decoration: underline; text-underline-offset: 7px; text-decoration-thickness: 2px; }

.btn {
  display:inline-flex; align-items:center; justify-content:center;
  padding: 12px 16px;
  border-radius: 14px;
  border: 1px solid var(--border);
  background:#fff;
  font-weight: 900;
  text-decoration:none;
}
.btn-primary {
  background: var(--red);
  color:#fff;
  border-color: transparent;
  box-shadow: 0 12px 26px rgba(198,40,40,0.22);
}
.btn-primary:hover { filter: brightness(0.95); }

.hero {
  padding: 42px 0 18px;
}
.hero-grid {
  display:grid;
  grid-template-columns: 1.25fr 0.75fr;
  gap: 18px;
  align-items: stretch;
}
.card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: 20px;
  box-shadow: var(--shadow);
}
.pad { padding: 22px; }

.h1 {
  font-size: clamp(28px, 3.2vw, 44px);
  line-height: 1.05;
  margin: 0 0 12px 0;
  letter-spacing: -0.9px;
}
.lead {
  font-size: 16px;
  color: var(--muted);
  line-height: 1.7;
  margin: 0 0 18px 0;
}
.ribbon {
  display:inline-flex;
  align-items:center;
  gap:10px;
  padding: 10px 12px;
  border-radius: 999px;
  background: rgba(11,60,138,0.08);
  border: 1px solid rgba(11,60,138,0.14);
  font-weight: 900;
  color: var(--blue);
  font-size: 13px;
}
.ribbon b { color: var(--red); }

.badges {
  display:flex; flex-wrap:wrap; gap:10px; margin-top: 14px;
}
.badge {
  padding: 8px 10px;
  border-radius: 999px;
  border: 1px solid var(--border);
  background: #fff;
  font-weight: 900;
  font-size: 13px;
}
.badge.blue { color: var(--blue); }
.badge.red { color: var(--red); }

.form {
  display:grid;
  gap: 10px;
}
label {
  font-size: 12px;
  font-weight: 900;
  color:#0b1220;
  letter-spacing: 0.2px;
}
input, textarea {
  width: 100%;
  padding: 12px 12px;
  border: 1px solid var(--border);
  border-radius: 12px;
  outline: none;
  font-size: 15px;
  background: #fff;
}
input:focus, textarea:focus {
  border-color: rgba(11, 60, 138, 0.45);
  box-shadow: 0 0 0 4px rgba(11, 60, 138, 0.10);
}
.checkbox {
  display:flex;
  gap:10px;
  align-items:flex-start;
  padding: 10px 12px;
  border: 1px solid var(--border);
  border-radius: 14px;
  background: #fff;
}
.checkbox input {
  width: 18px; height: 18px;
  margin-top: 2px;
}
.small {
  font-size: 12px;
  color: var(--muted);
  line-height: 1.55;
}
.small a { color: var(--blue); font-weight: 900; text-decoration: none; }
.small a:hover { text-decoration: underline; }

.section { padding: 18px 0 46px; }
.grid3 { display:grid; grid-template-columns: repeat(3, 1fr); gap: 14px; }
.feature h3 { margin:0 0 8px; color: var(--blue); letter-spacing:-0.2px; }
.feature p { margin:0; color: var(--muted); line-height: 1.65; }

.page-title { padding: 28px 0 12px; }
.page-title h1 { margin:0; font-size: 32px; letter-spacing: -0.6px; }
.page-title p { margin:10px 0 0; color: var(--muted); line-height: 1.7; }

.content { padding: 14px 0 46px; }
.content .card { padding: 20px; }
.content h2 { margin-top: 18px; letter-spacing: -0.2px; }
.content ul { margin-top: 10px; color: var(--muted); line-height: 1.8; }

.footer {
  border-top: 1px solid var(--border);
  background:#fff;
  padding: 26px 0;
}
.footer .container {
  display:grid;
  grid-template-columns: 1.2fr 0.8fr 0.8fr;
  gap: 16px;
}
.footer .meta { color: var(--muted); font-size: 13px; line-height: 1.6; }
.footer a { color: var(--blue); font-weight: 900; text-decoration:none; }
.footer a:hover { text-decoration: underline; }

.hr { height:1px; background: var(--border); border:0; margin: 16px 0; }

@media (max-width: 900px) {
  .hero-grid { grid-template-columns: 1fr; }
  .grid3 { grid-template-columns: 1fr; }
  .footer .container { grid-template-columns: 1fr; }
  .nav { display:none; }
}